A competitive benefits portfolio can help solve many problems for employers and employees alike.
Despite greater access to quality healthcare and more affordable individual insurance plans, the most affordable options for individuals to gain health coverage through a group health insurance plan.
For employers, hiring top-quality employees is becoming more difficult as competition grows across the job market.
By offering competitive benefits packages, employers can attract top-notch talent to their company and assist in providing high-quality health, life and disability insurance options to their employees. It is also important to note that greater overall employee health is closely related to greater productivity.
Employee retention is much greater for employer's who offer employee benefit packages as incentive as compared to those who do not. This trend is expected to continue as medical costs rise.
How We Can Help
We have access to numerous carriers that we can utilize to provide a robust employee benefits program for your company. We will work with you to determine your company's needs. Small business are the backbone of the American economy and we take pride in serving them.
Our comapny is able to provide cost-efficient healthcare options for employees of any size business. We have researched many different carriers to find quality healthcare plans with many different options for our clients to choose from.
Life insurance is one of the most important forms of financial protection an individual can have. Offering this through a group plan may help employees who have health conditions or unfavorable underwriting considerations obtain life insurance when they may not be eligible for an individual plan.
Short & Long Term Disability Insurance
STD and LTD are highly undervalued policies. 87% of Americans are living paycheck to paycheck. What happens if thay paycheck were to disappear for 3 months? Insert a group disability policy and now this employee is protected with a monthly income.
Vision & Dental Insurance
We are contracted with many dental and vision insurance carriers. These plans are inexpensive and can help employees pay for routine dental and vision care as well as other more complex services.
Supplemental insurance includes plans such as cancer, accident, hospital and long term care insurance. Each of which can be added to your overall employee benefits package as a cafeteria options, meaning the employee can take it or leave it.
HRA, HSA, FSA Accounts
Adding an employee HRA, FSA, or HSA account can assist in helping employees cover large medical expenses. These can be an exceptional way to show employees that their employer is dedicated to helping them stay healthy physically and financially.
Though we serve all of Tennessee, we are very active in the Morristown, Knoxville and Jefferson City.
We help business owners provide high-quality benefits packages to their employees. We provide quotes from numerous carriers. Reach out to us today!
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