Life insurance is a way for family members and loved ones to protect those they care about from a financial setback in the event of their passing. Life insurance comes in many different shapes, sizes and with many different options. As an independent insurance and financial services agency it is important to understand that our agency will be able to shop the market for you to find the best possible fit for your need.
Types of Life Insurance
There are different types of life insurance, each designed to meet different needs and situations. Not all life insurance is created equal, however. It is highly important to have the right type of life insurance and the right amount. Here are the most common types of life insurance:
Benefits and Uses of Life Insurance
Though it is a good idea for everyone to have life insurance coverage, there are many instances where life insurance is a necessity. As stated previously, life insurance has great flexibility and therefore is beneficial in many different avenues. Below are a few instances where life insurance can add value:
Our Life Insurance Options
Executive Wealth & Risk Management LLC specializes in life insurance planning. We take great pride in being an independent insurance agency that has the ability to shop the market for our clients. This allows us to work on the clients behalf to find the best possible solution to their needs. We are contracted with top life insurance carriers including MassMutual, North American, AIG, Fidelity & Guaranty, Mutual of Omaha, Transamerica, Ethos Life and John Hancock to name a few.
We offer term life insurance, whole life insurance, juvenile whole life insurance, final expense insurance, indexed universal life insurance, universal life insurance, and life insurance with living benefits! Some of our carriers do not require medical exams and all applications can be completed entirely online or over the phone with an agent.
We truly offer a superior life insurance product and process and we are excited to help you plan for your financial future.
Looking for affordable term life insurance coverage? We have partnered with Ethos Life to offer Term Life Insurance with a 100% online application and NO MEDICAL EXAM on policies under $1M. Apply on your own via the link provided or reach out to us for guidance with applying.