Medicare Services

Medicare supplement and Medicare Advantage programs offer extra benefits to individuals who are currently eligible for Medicare Parts A & B. 

We offer Medicare plans from industry-leading insurance carriers including Humana, UHC, Cigna, BCBS, WellCare, Aetna and more.

Medicare Eligibility

• Individuals age 65+
• Individuals less than 65 years old with specific disabilities
• People with End Stage Renal Disease (ESRD)

Medicare Part A

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Medicare Part B

Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.

Medicare Advantage (Part C)

Medicare Advantage is Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D. Plans may offer some extra benefits that Original Medicare doesn’t cover — like vision, hearing, and dental services. Medicare Advantage Plans have yearly contracts with Medicare and must follow Medicare’s coverage rules. The plan must notify you about any changes before the start of the next enrollment year.

Medicare Part D (Prescription Drug Coverage)

Medicare drug coverage helps pay for prescription drugs you need. To get Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage (this includes Medicare drug plans and Medicare Advantage Plans with drug coverage).

Each plan can vary in cost and specific drugs covered, but must give at least a standard level of coverage set by Medicare. Medicare drug coverage includes generic and brand-name drugs. Plans can vary the list of prescription drugs they cover (called a formulary) and how they place drugs into different "tiers" on their formularies.

Plans have different monthly premiums. You’ll also have other costs throughout the year in a Medicare drug plan. How much you pay for each drug depends on which plan you choose.

Medicare Supplement (Plans F, G, K, L M & N)

Medicare Plans F, G, K, L M & N are additional Medicare Supplement plans that offer varying health benefits to provide more robust coverage to Medicare Parts A and B. These plans do not take the place of Medicare Part D. It is important to have Part D (prescription drug) as well as one of these supplement plans to ensure there are no gaps in coverage. Benefits and costs vary based on the type of plan. We can help you determine what is best for you based on your current health status.